Contribute to help a poor, disadvantaged or divorced woman or widow purchase a buffalo, INR 13500
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Chaithanya Educational and Rural Development Society (CERDS) is an NGO based out of the Guntur district in the state of Andhra Pradesh, India. The primary objective of this programme is to create stable income source to a widow or women belonging to a disadvantaged families by sponsoring a buffalo.

How It Works

• Many private diary milk collection centres, provide a loan at 12% to women.
• This funds 50% of the cost (buffaloes cost anything between Rs.20000-25000) to purchase the animals with the agreement that the milk will be sold only to their dairy.
• As these women cannot raise the requisite 50% of the amount, CERDS has been providing the donation to purchase the animal, excluding insurance cost to the beneficiary.
• The NGO helps the women procure the loan, put in the requisite 50% of the cost and buy the buffalo.
• It will not hand over the cash to the beneficiary. Animals are bought from local cattle sales conducted every fortnight.
• Beneficiaries are selected through various methods like, identification of the target families during field visits, enquiring with the local community, personal verification of the beneficiaries and collecting data of the families' socio-economical conditions.
• This support helps widows to get stable income from the milch animal unit, thus leads to built confidence among a disadvantaged groups and supports to lead life on their own strengths.

The Statistics

•The NGO supported 30+ women in 2014-15 from donations received through GiveIndia.

Donation Option Break-up cost in INR
Milch Buffalo 12500.00
Insurance Premuim 750.00
Administration charges (staff travel, follow-up, monitoring) 250.00
Balance amount contributed by beneficiary – Rs.10000 0.00
Unit Price 13500
Quantity
Total 13500
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Women run a family by having livelihood
Hanumayamma is a rural woman, who has two male children. She lost her husband, who was died from HIV/AIDS, two years ago. Hence, she is living at her parents along with her two children. Owning of two acres of dry land, she gets around Rs.15 000/- per annum, which could not be sufficient to support her family to lead their normal life and send her children to school.
One day, she met CERDS staff along with their SHG leader and asked support to have any one kind of livelihood unit. Soon after, CERDS staff went her village and got all the details of her family from villagers. They saw their living conditions and confirmed that she has been living in vulnerable conditions. Then CERDS organized a group meeting with her SHG members and asked their suggestions to improve her family conditions. Based on their requests and Hanumayamma interest, CERDS supported her to have a milch animal unit.
She is gaining Rs. 2,500 additional income per month from the unit and their income is doubled compare with previous. Now, she can be concentrating on their children health and education and plans to save something for future needs. Group members are expressing happiness for showing her a sustainable livelihood source. CERDS is very happy for being a part to create new hopes in a disadvantaged woman headed family.

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